Savings Accounts
	Rate	APY*
Regular Share Accounts ($100 and above)	0.05%	0.05%
Christmas Clubs	0.05%	0.05%
PSA	0.05%	0.05%
(Rates may change after account is opened)
Certificates
	Rate	APY*
3 Month CD ($1,000-$74,999.99)	0.05%	0.05%
6 Month CD ($1,000-$74,999.99)	0.05%	0.05%
6 Month CD (Minimum Deposit $75,000)	0.05%	0.05%
12 Month CD (Minimum Deposit $1,000)	0.05%	0.05%
18 Month CD (Minimum Deposit $500)	0.05%	0.05%
24 Month CD (Minimum Deposit $500)	0.05%	0.05%
36 Month CD (Minimum Deposit $500)	0.30%	0.30%
48 Month CD (Minimum Deposit $10,000)	0.40%	0.40%
60 Month CD (Minimum Deposit $10,000)	0.50%	0.50%
IRA Certificates
	Rate	APY*
18 Month (Minimum Deposit $50)	0.20%	0.20%
Loans
	APR
New and Used Auto Loans	As low as 2.75%**
**Lowest available rate contains a maximum 1% discount. No rates lower than 2.75%.

*APY = Annual Percentage Yield Ask Member Services for further information about fees and term applicable to the listed accounts. A penalty may be imposed for early withdrawal Ask about Roth & Educational IRA's

Rates as of April 1, 2013