Account activity printout (Current Month)

$1.00 per page

Account balancing assistance

$15.00 per hour plus $1.00 per page

Account closed within 90 days of opening

$10.00

Account research

$15.00 per hour plus $1.00 per page

ATM fee for using an ATM not owned by us or not in

the ATM Zone or TransFund No Surcharge Networks


$2.00

Bill Pay:


Service Fees:

Free for first ten (10) transactions per month thereafter

$1.25 per transaction

Misc. product fees:



Next Business Day (Overnight) Rush Check

$34.95



Second Day Rush Check

$29.95


Second Day Electronic Delivery

$6.95

Charitable donations

$1.99

Gift pay

$2.99

Daily limits:


Daily per day cap

$2,500.00

Daily per item cap

$1,500.00

Cashiers Checks (pick up or mail out)

60 years of age or older

$3.00

3 per month free

$3.00 for each additional

Check Cashing Fee:

Charged if you only have a savings account and have less

than a $50 balance at the time the check is presented

$25.00 & under

no charge

$25.01 to $500.00

$3.00

Over $500.00

1% of amount of check

Coin Processing

5% of amount

Copy of draft

$3.00

Deposited checks (and other items) returned unpaid:


Account owner/member

$20.00

Non-account owner/member

$10.00

Deposit verification (credit reference/mortgage payoff)

$10.00

Inactive accounts:


Share accounts (balance below $1,000)

(no activity except dividends for 24 months or more)

$5.00 per statement cycle

Share draft accounts (no activity for 6 months)

$5.00 per month

Early Withdrawal Penalty CD & IRA

90 days dividends or minimum $10.00

Foreign currency

Actual Cost

Garnishments and IRS Levies

$25.00

Gift Cards:


Members

$3.00

Non members

$5.00

Limits:


Minimum

$25.00

Maximum

$1,000.00

IRA annual service fee (for IRA maintenance)

$15.00

Membership entrance fee

$10.00

Money Order 60 years of age or older

$1.50

3 per month free

$1.50 for each additional

Overdraft/C-Pay fee

$30.00

Printout of Statement (Current Month)

$1.00 per page

Replace ATM/debit card

$5.00

Replace PIN for ATM/debit card

$5.00

Safe Deposit Boxes:


3x10

$30.00 per year

5x10

$40.00 per year

10x10

$70.00 per year

Safe Deposit Box Replacement Key

$10.00

Safe Deposit Box Drilling

$150.00 or actual cost whichever is greater

Share/Club Monthly Transaction Limitation

$3.00 per transaction exceeding 6

Share Draft Account Fee

$5.00 per month if balance falls below $300.00

Stop Payments (draft, check, or ACH)

$30.00

Stop payments-cashier check (after 90 days)

Actual cost

Telephone transfers

$3.00

Temporary counter checks (maximum 10)

$0.10 each

Undeliverable mail

$5.00 per month

VISA manual disbursement access fee/Cash advance fee

$5.00

Western Union wire transfer

$25.00

Wire Transfers:


Domestic Wire Transfer Incoming/Outgoing

$10.00

Wire transfer rejected return

$10.00

Foreign wire transfer-Incoming

$10.00

Foreign wire transfer-Outgoing

$30.00

Foreign wire transfer rejected

$30.00