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Fee Schedule

The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: share draft, in-person withdrawal, ATM withdrawal, or other electronic means.

Account activity printout (Current Month)

$1.00 per page

Account balancing assistance

$15.00 per hour plus $1.00 per page

Account closed within 90 days of opening


Account research

$15.00 per hour plus $1.00 per page

ATM fee for using an ATM not owned by us or not in

the ATM Zone or TransFund No Surcharge Networks


Bill Pay:

Service Fees:

Free for first ten (10) transactions per month thereafter

$1.25 per transaction

Misc. product fees:

Next Business Day (Overnight) Rush Check


Second Day Rush Check


Second Day Electronic Delivery


Charitable donations


Gift pay


Cashiers Checks (pick up or mail out)

60 years of age or older


3 per month free

$3.00 for each additional

Check Cashing Fee:

Charged if you only have a savings account and have less

than a $50 balance at the time the check is presented

$25.00 & under

no charge

$25.01 to $500.00


Over $500.00

1% of amount of check

Coin Processing

5% of amount

Copy of draft


Deposited checks (and other items) returned unpaid:

Account owner/member


Non-account owner/member


Deposit verification (credit reference/mortgage payoff)


Inactive accounts:

Share accounts (balance below $1,000) (no activity except dividends for 24 months or more)

$5.00 per statement cycle

Share draft accounts

(no activity for 6 months)

$5.00 per month

Early Withdrawal Penalty CD & IRA

90 days dividends or minimum $10.00

Foreign currency

Actual Cost

Garnishments and IRS Levies


Gift Cards:



Non members







IRA annual service fee (for IRA maintenance)


Membership entrance fee


Money Order 60 years of age or older


3 per month free

$1.50 for each additional

Overdraft/C-Pay fee


Printout of Statement (Current Month)

$1.00 per page

Replace ATM/debit card


Replace PIN for ATM/debit card


Safe Deposit Boxes:


$30.00 per year


$40.00 per year


$70.00 per year

Safe Deposit Box Replacement Key