Rates

Select which Rates you are interested in.


Savings


Certificates


Loans


Mortgages


Other

Rates

 

Savings AccountDividend Rate
APY*
Regular Share Accounts ($100 and above)0.35%0.35%
Pee Wee Penguin Youth Savings Club0.35%0.35%
Christmas Clubs0.35%0.35%
PSA0.35%0.35%
*DISCLAIMER

Rates may change after account is opened.

Certificates & IRA CertificatesDividend RateAPY*
6 months (minimum $1,000)4.00%4.07%
12 months (minimum $1,000)4.25%4.33%
18 months (minimum $500)3.40%3.45%
24 months (minimum $500)3.75%3.82%
25 months (minimum $500)3.50%
3.56%
36 months (minimum $500)3.25%3.30%
48 months (minimum $10,000)3.05%3.10%
18 month IRA Certificates (minimum $50)2.96%3.00%
Vehicle LoansAPR**
New Auto LoansAs low as 5.99%
Used Auto LoansAs low as 6.39%
New Motorcycles/ ATVsAs low as 7.74%
Pre-Owned Motorcycles/ ATVsAs low as 7.84%
Unsecured LoansAPR**
Signature LoansAs low as 10.70%
Storm Shelter/ Generator LoansAs low as 3.24%
Visa PlatinumAs low as 7.90%
Secured LoansAPR**
Share Secured LoansShare Rate +3.00%
CD Secured LoansCD Rate +2.00%
Other LoansAPR**
New & Pre-Owned Boats/Motor Homes/Travel Trailers/TractorsAs low as 7.89%
New & Pre-Owned Personal WatercraftAs low as 7.39%
New Computer/Household GoodsAs low as 7.99%
Conventional 1st Mortgage Purchase or Refinance (>$35,000)RatePoints
1 - 5 YearsAs low as 5.25%-
6 - 7 YearsAs low as 5.50%-
8 - 10 YearsAs low as 5.75%-
11 - 15 YearsAs low as 6.00%
Cash Out: Add 0.25%-
Conventional 1st Mortgage Purchase ($35,000 or Less)RatePoints
1 - 5 YearsAs low as 6.35%1.00
6 - 10 YearsAs low as 6.50%1.25
11 - 15 YearsAs low as 6.75%1.75
Conventional 1st Mortgage Refinance ($35,000 or Less)Rate
1 - 5 YearsAs low as 6.00%
6 - 10 YearsAs low as 6.25%
11 - 15 YearsAs low as 6.50%
Second MortgageRatePoints
1 - 5 YearsAs low as 6.75%-
6 - 10 YearsAs low as 7.00%-
11 - 15 YearsAs low as 7.00%-
Second Mortgage MFCU Holds 1st ($35,000 or less)Rate
1 - 5 YearsAs low as 6.00%
6 - 10 YearsAs low as 6.25%
11 - 15 YearsAs low as 6.50%
*DISCLAIMER

Rates as of September 18, 2024.
Rates are subject to change without notice.

*APY = Annual Percentage Yield
**APR = Annual Percentage Rate

Ask Member Services for further information about fees and term applicable to the listed accounts.
A penalty may be imposed for early withdrawal.
Ask about Roth & Educational IRA’s.

Contact us at 918-683-3460 for current rate information.

Can’t find what you’re looking for?
Contact
Message Us
Become a Member
Muskogee: (918) 683-3460
Tahlequah: (918) 456-9105

You are now leaving Muskogee Federal Credit Union

Muskogee Federal Credit Union provides links to websites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of the content, viewpoint, policies, products, or services of that website. Once you link to another website not maintained by Muskogee Federal Credit Union, you are subject to the terms and conditions of that website, including but not limited to its privacy policy. Securities and advisory services are offered through LPL Financial (LPL), a registered broker-dealer (memberFINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. [Credit Union name and DBA name] are not registered as broker-dealer or investment advisor. Registered representatives of LPL offer products and services using [DBA name], and may also be employees of [credit union name]. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, [credit union name] or [DBA name]. Securities and insurance offered through LPL or its affiliates are: Not Insured by NCUA or Any Other Government Agency, Not Credit Union Guaranteed, Not Credit Union Deposits or Obligations, May Lose Value The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

You will be redirected to

Click the link above to continue or CANCEL