Rates

Select which Rates you are interested in.

Savings

CD's

Loans

Mortgages

Other

Rates

Savings Account	Dividend Rate	APY*
Regular Share Accounts ($100 and above)	0.25%	0.25%
Pee Wee Penguin Youth Savings Club	0.25%	0.25%
Christmas Clubs	0.25%	0.25%
PSA	0.25%	0.25%

*DISCLAIMER

Rates may change after account is opened.

Certificates & IRA Certificates	Dividend Rate	APY*
6 months (minimum $1,000)	2.95%	2.98%
12 months (minimum $1,000)	3.00%	3.03%
18 months (minimum $500)	2.75%	2.78%
24 months (minimum $500)	3.10%	3.14%
25 months (minimum $500)	2.75%	2.78%
36 months (minimum $500)	4.25%	4.32%
48 months (minimum $10,000)	2.80%	2.83%
18 month IRA Certificates (minimum $50)	2.75%	2.78%

Vehicle Loans	APR**
New Auto Loans	As low as 5.99%
Used Auto Loans	As low as 6.39%
New Motorcycles/ ATVs	As low as 7.74%
Pre-Owned Motorcycles/ ATVs	As low as 7.84%

Unsecured Loans	APR**
Signature Loans	As low as 10.70%
Storm Shelter/ Generator Loans	As low as 3.24%
Visa Platinum	As low as 7.90%

Secured Loans	APR**
Share Secured Loans	Share Rate +3.00%
CD Secured Loans	CD Rate +2.00%

Other Loans	APR**
New & Pre-Owned Boats/Motor Homes/Travel Trailers/Tractors	As low as 7.89%
New & Pre-Owned Personal Watercraft	As low as 7.39%
New Computer/Household Goods	As low as 7.99%

Conventional 1st Mortgage Purchase or Refinance (>$35,000)	Rate	Points
1 - 5 Years	As low as 5.50%	-
6 - 7 Years	As low as 5.785%	-
8 - 10 Years	As low as 5.75%	-
11 - 15 Years	As low as 6.125%
	Cash Out: Add 0.25%	-

Conventional 1st Mortgage Purchase ($35,000 or Less)	Rate	Points
1 - 5 Years	As low as 6.625%	1.00
6 - 10 Years	As low as 6.75%	1.25
11 - 15 Years	As low as 6.875%	1.75

Conventional 1st Mortgage Refinance ($35,000 or Less)	Rate
1 - 5 Years	As low as 6.25%
6 - 10 Years	As low as 6.50%
11 - 15 Years	As low as 6.75%

Second Mortgage	Rate	Points
1 - 5 Years	As low as 6.75%	-
6 - 10 Years	As low as 7.00%	-
11 - 15 Years	As low as 7.00%	-

Second Mortgage MFCU Holds 1st ($35,000 or less)	Rate
1 - 5 Years	As low as 6.00%
6 - 10 Years	As low as 6.25%
11 - 15 Years	As low as 6.50%

*DISCLAIMER

Rates as of May 17, 2023.
Rates are subject to change without notice.

*APY = Annual Percentage Yield
**APR = Annual Percentage Rate

Ask Member Services for further information about fees and term applicable to the listed accounts.
A penalty may be imposed for early withdrawal.
Ask about Roth & Educational IRA’s.

Contact us at 918-683-3460 for current rate information.

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