Rates
Select which Rates you are interested in.
Savings
Certificates
Loans
Mortgages
Other
Rates
Savings Account | Dividend Rate | APY* |
---|---|---|
Regular Share Accounts ($100 and above) | 0.35% | 0.35% |
Pee Wee Penguin Youth Savings Club | 0.35% | 0.35% |
Christmas Clubs | 0.35% | 0.35% |
PSA | 0.35% | 0.35% |
*DISCLAIMER
Rates may change after account is opened.
Certificates & IRA Certificates | Dividend Rate | APY* |
---|---|---|
6 months (minimum $1,000) | 4.00% | 4.07% |
12 months (minimum $1,000) | 4.15% | 4.23% |
18 months (minimum $500) | 3.40% | 3.45% |
24 months (minimum $500) | 3.45% | 3.51% |
25 months (minimum $500) | 3.20% | 3.25% |
36 months (minimum $500) | 3.25% | 3.30% |
48 months (minimum $10,000) | 3.05% | 3.10% |
18 month IRA Certificates (minimum $50) | 2.96% | 3.00% |
Vehicle Loans | APR** |
---|---|
New Auto Loans | As low as 5.49% |
Used Auto Loans | As low as 5.49% |
New Motorcycles/ ATVs | As low as 7.74% |
Pre-Owned Motorcycles/ ATVs | As low as 7.84% |
Unsecured Loans | APR** |
---|---|
Signature Loans | As low as 10.70% |
Storm Shelter/ Generator Loans | As low as 3.24% |
Visa Platinum | As low as 7.90% |
Secured Loans | APR** |
---|---|
Share Secured Loans | Share Rate +3.00% |
CD Secured Loans | CD Rate +2.00% |
Other Loans | APR** |
---|---|
New & Pre-Owned Boats/Motor Homes/Travel Trailers/Tractors | As low as 7.89% |
New & Pre-Owned Personal Watercraft | As low as 7.39% |
New Computer/Household Goods | As low as 7.99% |
Conventional 1st Mortgage Purchase or Refinance (>$35,000) | Rate | Points |
---|---|---|
1 - 5 Years | As low as 5.125% | - |
6 - 7 Years | As low as 5.375% | - |
8 - 10 Years | As low as 5.625% | - |
11 - 15 Years | As low as 5.875% | |
Cash Out: Add 0.25% | - |
Conventional 1st Mortgage Purchase ($35,000 or Less) | Rate | Points |
---|---|---|
1 - 5 Years | As low as 6.375% | 1.00 |
6 - 10 Years | As low as 6.50% | 1.25 |
11 - 15 Years | As low as 6.75% | 1.75 |
Conventional 1st Mortgage Refinance ($35,000 or Less) | Rate |
---|---|
1 - 5 Years | As low as 6.25% |
6 - 10 Years | As low as 6.50% |
11 - 15 Years | As low as 6.75% |
Second Mortgage | Rate | Points |
---|---|---|
1 - 5 Years | As low as 6.75% | - |
6 - 10 Years | As low as 7.00% | - |
11 - 15 Years | As low as 7.00% | - |
Second Mortgage MFCU Holds 1st ($35,000 or less) | Rate |
---|---|
1 - 5 Years | As low as 6.25% |
6 - 10 Years | As low as 6.50% |
11 - 15 Years | As low as 6.75% |
*DISCLAIMER
Rates as of April 16, 2025.
Rates are subject to change without notice.
*APY = Annual Percentage Yield
**APR = Annual Percentage Rate
Ask Member Services for further information about fees and term applicable to the listed accounts.
A penalty may be imposed for early withdrawal.
Ask about Roth & Educational IRA’s.
Contact us at 918-683-3460 for current rate information.
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Muskogee FCU NMLS# 742995
This credit union is federally insured by the National Credit Union Administration.