Terms of Use

Last updated: July 11, 2019

Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the https://mfcuonline.wpengine.com website (the “Service”) operated by Muskogee Federal Credit Union (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of Muskogee Federal Credit Union and its licensors.

Links To Other Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Muskogee Federal Credit Union.

Muskogee Federal Credit Union has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Muskogee Federal Credit Union shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Governing Law

These Terms shall be governed and construed in accordance with the laws of United States without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have between us regarding the Service.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Important Electronic and Online Security Information

Muskogee Federal Credit Union wants to ensure the online protection of your Personal and Account information.  Muskogee Federal Credit Union will not ask you to submit Personal or Account information via email or text message.

• For your protection, any electronic message sent from Muskogee Federal Credit Union, including member service emails or email/text message alerts, will require that you successfully login to our secure website at www.mfcuonline.org before entering any personal information.
• If you ever receive an email or text message appearing to be from Muskogee Federal Credit Union that asks for personal information such as your Account Number, Personal Identification Numbers, or Social Security Number, DO NOT RESPOND.  Please notify us immediately at (918) 683-3460.

RESPONDING TO E-MAIL, TEXT MESSAGE OR INTERNET-RELATED FRAUDULENT SCHEMES

The number one rule is DON’T RESPOND!  Call or contact Muskogee Federal Credit Union at our phone number of record (918) 683-3460 and let us know of the unusual message.

Community Development Financial Institution Certification

Muskogee Federal Credit Union is certified by the U.S. Department of the Treasury as a Community Development Financial Institution (CDFI). CDFI Certification is the U.S. Department of the Treasury’s recognition of financial institutions serving low-income communities. The mission of CDFI is to expand economic opportunity for underserved people and communities. CDFI Certification gives institutions the opportunity to obtain CDFI Fund grants that are used to provide affordable financial services and products to those low-income and underserved communities.

The CDFI Fund may allow us the opportunity to offer loan programs with federal funding assistance. Title VI of the Civil Rights Act prohibits discrimination based on race, color, and national origin. No person in the United States shall, on the ground of race, color, national origin (including limited English proficiency), be excluded from participation in, be denied the benefits of, or be subjected to discrimination under any program or activity receiving federal financial assistance. Section 504 of the Rehabilitation Act prohibits discrimination based on disability. No otherwise qualified individual with a disability in the United States shall, solely by reason of her or his disability, be excluded from the participation in, be denied the benefits of, or be subjected to discrimination under any program or activity receiving federal financial assistance. Equal Opportunity Compliant Information.

Contact Us

If you have any questions about these Terms, please contact us.

(918) 683-3460

P.O. Box 129 Muskogee, OK 74402-0129